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Category: Announcements (105 posts)

Some things never change

Some things never change

April 22, 2026 | Posted by: Craig Nickerson

???? Some Things Never Change. This little guy had no idea he'd spend his career helping Canadians get the keys to their first home. But here we are. Homeownership has always meant something to me & ...

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Protect yourself against rising interest rates

Protect yourself against rising interest rates

March 6, 2026 | Posted by: Craig Nickerson

🏡 Your mortgage renewal is coming. Rates are not going down.   With the Iran conflict pushing oil prices higher and Canadian bond yields on the rise, fixed mortgage rates are headed in o ...

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Purchase from a family member with no down payment

Purchase from a family member with no down payment

February 16, 2026 | Posted by: Craig Nickerson

Using gifted equity for the purchase of a family home Looking to buy a home from a family member, but don't have the $ saved for a down payment?  Did you know that If the home owner ...

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Posted in 2026?

Posted in 2026?

February 16, 2026 | Posted by: Craig Nickerson

Posted in 2026? We've helped literally thousands of families purchase, refinance, or port their mortgages when transferring with the Canadian Armed Forces.   You do have options other than BMO! ...

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How does the prime rate cut impact my mortgage?

How does the prime rate cut impact my mortgage?

October 29, 2025 | Posted by: Craig Nickerson

Another Prime Rate Cut! This morning the Bank of Canada dropped the overnight rate by 0.25%, which lowers the lending prime rate used by banks and mortgage lenders to 4.45%. How does this impact me? ...

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Nothing says love like saving $

Nothing says love like saving $

February 14, 2025 | Posted by: Craig Nickerson

Nothing says love like saving money on your next mortgage! Call (613)394-5810 or send us a message today! ...

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Another Prime Rate Drop!

Another Prime Rate Drop!

January 29, 2025 | Posted by: Craig Nickerson

Another prime rate cut! With additional cuts on the horizon in 2025, going with a variable rate option could leave you with a much lower rate than any of the fixed rate options by the end of the year. ...

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5% downpayments aren't just for first time buyers!

5% downpayments aren't just for first time buyers!

January 27, 2025 | Posted by: Craig Nickerson

Did you know that even if you've owned a home before, you are still eligible to put as little at 5% down as long as you plan on occupying the home as your primary residence? Stop making your landlord ...

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We can help with spousal buyouts!

We can help with spousal buyouts!

January 9, 2025 | Posted by: Craig Nickerson

Did you know...that when buying a spouse or common law partner out of your primary residence due to a relationship breakdown, you can potentially take the mortgage to 95% of the home's value AND take ...

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We offer home and auto insurance!

We offer home and auto insurance!

January 8, 2025 | Posted by: Craig Nickerson

Looking for a great rate on home and auto insurance?  Through our partners at Simplinsur, we've helped dozens of our clients save substantial $ on their premiums. Why pay more? Call (613)394-5810 ...

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30 year amortizations for first time buyers

30 year amortizations for first time buyers

December 19, 2024 | Posted by: Craig Nickerson

Breaking news! As of December 15th, first time buyers are eligible to purchase homes (with as little as 5% down) and take an amortization of 30 years! Depending on how much you are looking to spend on ...

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Confused whether to go fixed or variable?

Confused whether to go fixed or variable?

October 30, 2024 | Posted by: Craig Nickerson

We're here to help! Having just attended the National Mortgage Brokers conference in Montreal, we've got plenty of fresh insight to share from leading economists and industry executives to help you ma ...

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Another Prime rate cut!

Another Prime rate cut!

September 4, 2024 | Posted by: Craig Nickerson

Bank lending prime has dropped again to 6.45%! With the Bank of Canada signalling further cuts are to come, we'll see further downward movement in fixed rates over the coming weeks.     ...

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5 Year fixed rate mortgages for 4.59%!!

5 Year fixed rate mortgages for 4.59%!!

August 2, 2024 | Posted by: Craig Nickerson

Offer available for insured purchases or transfers.  This rate special also contains an interest rate guarantee! If rates from the date of approval up until 3 business days prior to closing, you ...

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Proud to announce we now offer BMO mortgages!!

Proud to announce we now offer BMO mortgages!!

February 20, 2024 | Posted by: Craig Nickerson

  ...

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We offer contruction mortgage financing!

We offer contruction mortgage financing!

February 9, 2024 | Posted by: Craig Nickerson

Thinking of building your own house in 2024? We offer self-build construction financing, and have helped dozens of families acting as their own general contractors organize draw mortgages to get their ...

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Should I lock in my variable rate mortgage?

Should I lock in my variable rate mortgage?

February 8, 2024 | Posted by: Craig Nickerson

With fixed rates having dropped by nearly a full percent since October, the spread between the variable rate you have on your mortgage right now, and the fixed rates that are available could be as muc ...

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FHSA vs RSP Homebuyers

FHSA vs RSP Homebuyers

February 6, 2024 | Posted by: Craig Nickerson

The most common question I get is, 'Can I participate in both?'.  The answer is yes!   Let's say you have $8K in an RSP from contributions you made years ago that you want to withdraw unde ...

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Further fixed rate cuts are coming soon!

Further fixed rate cuts are coming soon!

November 29, 2023 | Posted by: Craig Nickerson

Bond yields are dropping, which means fixed rate cuts are just around the corner! If you signed for a mortgage even a month ago that hasn't closed yet, we might be able to save you some serious $$$!&n ...

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Rising rates stressing you out?

Rising rates stressing you out?

September 27, 2023 | Posted by: Craig Nickerson

Concerned about #risingrates and #paymentincreases?   You're not alone!   Despite the fact fixed mortgages rates are quickly approaching 6%, we still have some great options available ...

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We do construction mortgages!

We do construction mortgages!

February 22, 2023 | Posted by: Craig Nickerson

Looking to act as your own general contractor in building a home?   We can assist with lending options for the vacant land, the construction draw mortgage, or even just the takeout financing ...

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Bond yields are dropping!

Bond yields are dropping!

August 1, 2022 | Posted by: Craig Nickerson

Bond yields are dropping!   This might simply be the clam before the storm, but due to that fact fixed mortgage rates have actually been decreasing a bit for the first time in months.  ...

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A temporary pause in rate hikes?

A temporary pause in rate hikes?

June 16, 2022 | Posted by: Craig Nickerson

Yesterdat after the federal reserve in the US increased the prime lending rate by 0.75% (the biggest hike since 1994), the yield on the 5 and 10 year mortgage bonds in Canada actually declined slightl ...

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To lock in on not to lock in.   That is the question.

To lock in on not to lock in. That is the question.

May 31, 2022 | Posted by: Craig Nickerson

Confused whether or not to lock in your varaible rate?We're here to help! Even if we didn't originally arrange your mortgage, we'd be happy to review your situation to give you straight forward, unbia ...

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Rates are rising!

Rates are rising!

March 26, 2022 | Posted by: Craig Nickerson

Fixed rates are rising!If you are actively shopping for a home, YOU MUST get preapproved right away if you plan on taking a fixed rate for your mortgage. As 5 year mortgage rates have moved to around ...

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Save the date

Save the date

January 19, 2022 | Posted by: Craig Nickerson

One week today, the Bank of Canada is widely forecase to #increase the prime rate of interest by between 0.25% and 0.50% off the historic low levels it has sat at since the start of the pandemic.If yo ...

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There's no day like a snow day!

There's no day like a snow day!

January 18, 2022 | Posted by: Craig Nickerson

Despite the weather, we're still available to help!   Call (613)394-5810 or send us a message today! ...

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Groundhog Day

Groundhog Day

January 3, 2022 | Posted by: Craig Nickerson

January 3rd. Groundhog Day in Ontario.Doing the same thing over and over again and expecting different results simply doesn’t work.So why are you doing the same thing with your finances, which i ...

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Start 2022 off on the right foot!

Start 2022 off on the right foot!

January 2, 2022 | Posted by: Craig Nickerson

Debt is debt. The ultimate goal is to finance it at the best available rates and pay it off as quickly as possible. Sounds simple enough.If you’ve owned a home for at least 2 years, why are you ...

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We do self build construction mortgages

We do self build construction mortgages

December 31, 2021 | Posted by: Craig Nickerson

Given the insane bidding wars in the local real estate market over the last 2 years, building a home can be the smart way to get solid value.   You've made an incredibly savvy decision if th ...

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All mortgages are not created equal

All mortgages are not created equal

May 15, 2021 | Posted by: Craig Nickerson

All Mortgages are not created equally! Before signing with a lender, you need to ask these basic questions:* Is the mortgage portable?* What are my prepayment options* How are the penalties calculated ...

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Out hunting for a house this weekend?

Out hunting for a house this weekend?

March 26, 2021 | Posted by: Craig Nickerson

Your bank may be closed until Monday, but we're available to help you arrange your financing even on the weekend?   Call (613)394-5810 or send us a message ...

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5 year fixed rates (CMHC insured) - 1.44%!

5 year fixed rates (CMHC insured) - 1.44%!

January 19, 2021 | Posted by: Craig Nickerson

This is not a misprint, nor is it one of those no-frills mortgages that is fully closed for the term.   It is a full featured mortgage with good pre-payment options and reasonable penalty cl ...

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Posted in 2021?

Posted in 2021?

January 6, 2021 | Posted by: Craig Nickerson

Click here to learn more! ...

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Record low rates!

Record low rates!

January 4, 2021 | Posted by: Craig Nickerson

Purchasing, renewing or refinancing? There has literally never been a better time EVER go lock down a terrific fixed rate. And when I say terrific, I mean it.   One call could end up helping yo ...

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Emergency loans up to $40000!

Emergency loans up to $40000!

May 31, 2020 | Posted by: Craig Nickerson

Cash flow crunch due to a reduction in your income?   If you own a home and have some equity, we have a great solution to help get you through this.  Loans of up to $40,000 available that re ...

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We specialize in military relocations!

We specialize in military relocations!

May 8, 2020 | Posted by: Craig Nickerson

  Posted this APS? We specialize in #DNDRelocations!With 25 years of experience, we’ve helped hundreds of families just like yours make successful moves back and forth across the country w ...

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Interest Free for 3 months!

Interest Free for 3 months!

May 1, 2020 | Posted by: Craig Nickerson

In partnership with our friends at Merix Financial/Lendwise, we are thrilled to bring you the 'Interest 3 for Free!' promotion, were we will pay the interest for you for the first 90 days of your new ...

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Can I use Canada Child Benefit to help qualify for a mortgage?

Can I use Canada Child Benefit to help qualify for a mortgage?

April 21, 2020 | Posted by: Craig Nickerson

Many banks say no, but we have several 'A' lenders that will allow you to use the income towards qualification as long as the children are 12 years of age are younger.   If you had one over ...

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Emergency loans available!

Emergency loans available!

April 16, 2020 | Posted by: Craig Nickerson

Cash flow crunch as a result of the recent events?  If you own a home and have some equity, we have a great solution to help get you through this.  Loans of up to $40,000 available that have ...

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Another Prime Rate Cut!

Another Prime Rate Cut!

March 28, 2020 | Posted by: Craig Nickerson

Another prime rate cut! With the latest Bank of Canada rate cut on Friday, the prime rate has dropped an incredible 1.50% in the last 2 weeks. At the same time, fixed rates have been aggressively incr ...

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Rates are moving up!

Rates are moving up!

March 17, 2020 | Posted by: Craig Nickerson

Rates are moving upwards!We are now in the middle of a liquidity crisis. The incredibly low fixed and variable rate offerings that are available today will likely be a distant memory come the end of t ...

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5 year CMHC insured mortgages for 2.19! WOW!

5 year CMHC insured mortgages for 2.19! WOW!

March 13, 2020 | Posted by: Craig Nickerson

This is not a misprint! This is a full feature mortgage with good prepayment options, fully portable and has reasonable penalty clauses, and would be suitable for a DND member.Act fast before sanity r ...

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Unsure whether to go fixed or variable after the recent prime rate cut?

Unsure whether to go fixed or variable after the recent prime rate cut?

March 7, 2020 | Posted by: Craig Nickerson

After the recent Bank of Canada prime rate cut to 3.45%, I've been getting a ton of inquiries whether it is time to lock into a fixed rate term, or continue to go with variable rates?  As wishy-w ...

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Variable rate mortgage sale!!!

Variable rate mortgage sale!!!

March 3, 2020 | Posted by: Craig Nickerson

If you are purchasing a home closing in the next 60 days, we now have CMHC insured 5 year variable rate mortgages at Prime - 1.2%!!!   This is the lowest margin vs prime I have personally wi ...

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Put down that shovel!

Put down that shovel!

January 18, 2020 | Posted by: Craig Nickerson

There's no day like a snow day to tackle your debt situation! Struggling with post holiday credit card bills? If you have owned your home for at least 2 years, we have some credit options to help incr ...

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A new rate special for a new year!

A new rate special for a new year!

January 9, 2020 | Posted by: Craig Nickerson

Purcsshing in the next 60 days? We have one lender currently offering a full feature 5 year mortgage at 2.69%, a rate that is far below the market.   Interested in finding out more? Call (613)39 ...

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Don't let credit problems sneak up on you!

Don't let credit problems sneak up on you!

November 13, 2019 | Posted by: Craig Nickerson

Sometimes things can sneak up on you. Last weekend I was working in the yard and today I wake up to this. Don’t let this happen to your finances! If you own a home and are struggling with credi ...

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Ready to make money investing in real estate?

Ready to make money investing in real estate?

November 12, 2019 | Posted by: Craig Nickerson

Looking to become a landlord?  We specialize in helping people just like you build wealth through succesful real estate investing!  Call (613)394-5810 or send us a message today, ...

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There's snow way you should be paying credit card interest rates!

There's snow way you should be paying credit card interest rates!

November 11, 2019 | Posted by: Craig Nickerson

If you have owned your home for at least 2 years and you are carrying credit card or higher interest loan debt, give your head a shake!  Then pick up the phone and give us a call at (613)394-5810 ...

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Monday to do list

Monday to do list

October 21, 2019 | Posted by: Craig Nickerson

1. Vote.   2. Call Craig to review your mortgage.   We may vote in federal elections every 4 years (thank goodness!), but there is no excuse to wait until just prior to renewal to rev ...

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House hunting this weekend?

House hunting this weekend?

October 12, 2019 | Posted by: Craig Nickerson

Out shopping for a house this weekend?   Your bank might be closed until Tuesday, but we're open to talk mortgages when it's convenient for you!   Call (613)394-5810 or send us a m ...

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What are you doing at 6:50 am?

What are you doing at 6:50 am?

October 10, 2019 | Posted by: Craig Nickerson

You might have been in bed, but we were already on the road to meet our first client of the day!   Is your bank or broker working this hard for you?   If the answer is no, please g ...

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Fall in love with a great house this weekend?

Fall in love with a great house this weekend?

October 5, 2019 | Posted by: Craig Nickerson

We’re open to talk mortgages when it is convenient for you!   Why risk losing out on a great property just because your bank is closed until Monday?  Feel free to call, text or email w ...

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We're here to help over the long term!

We're here to help over the long term!

October 3, 2019 | Posted by: Craig Nickerson

This is a message from an actual client: Hi Craig I’m so happy to find you.I was your client many years ago when you were with _________I need help and would love to meet with you at your conv ...

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Can I used CCB to help qualify for a mortgage?

Can I used CCB to help qualify for a mortgage?

October 1, 2019 | Posted by: Craig Nickerson

Many banks say no, but we have several 'A' lenders that will allow you to use the income towards qualification as long as the children are 12 years of age are younger.   If you had one over ...

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Sitting in bed thinking about mortgages?

Sitting in bed thinking about mortgages?

September 29, 2019 | Posted by: Craig Nickerson

Even on a beautiful Sunday morning, we are still available to help answer your questions to help you.   Remember the only stupid question is the one you don't ask, so please feel free to cal ...

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Save your house!

Save your house!

September 17, 2019 | Posted by: Craig Nickerson

Are your finances at the tipping point?  If you are behind on your mortgage/taxes and are on the verge of bankruptcy or foreclosure, we still might have options to help you!   We have a ...

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Rate increase alert!

Rate increase alert!

September 13, 2019 | Posted by: Craig Nickerson

Based on movements in the long term bond yields, many of our best lenders are raising their fixed mortgage rates on Monday.   If you are looking to lock in a great deal for a purchase or a r ...

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Drop Drop Drop

Drop Drop Drop

June 11, 2019 | Posted by: Craig Nickerson

How low can you go?   We now have 5 year fixed rates (CMHC insured) for as low as 2.74% on purchases.    Limited time offer.   Call (613)394-5810 today! ...

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Tired of waiting for your approval?

Tired of waiting for your approval?

April 21, 2019 | Posted by: Craig Nickerson

Tired of sitting around waiting for your bank to approve your mortgage?   Let us put a smile on your face! Give us a call today for a quick approval (at a great rate!)   Call (613)394-58 ...

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Out shopping for a house on the long weekend?

Out shopping for a house on the long weekend?

April 19, 2019 | Posted by: Craig Nickerson

We're available to talk mortgages (even on holidays!).   Why risk losing out on a great house just because your bank isn't avaiable to help you? Call (613)394-5810 or send us a message.&nbs ...

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Less than 3% for 5 year variable AND fixed rate mortgages

Less than 3% for 5 year variable AND fixed rate mortgages

April 17, 2019 | Posted by: Craig Nickerson

Looking for less than 3% on a 5 year fixed rate mortgage?   Your search has ended. We have some terrific offerings (both fixed and variable) at less than 3% for clients with strong credit. The ...

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Find a great house this weekend?

Find a great house this weekend?

April 13, 2019 | Posted by: Craig Nickerson

Find a great house this weekend?   We're available to help you find a great mortgage as well! With rates having dropped significantly over the last few weeks, we can get you a lower rate than ...

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Don't be fooled!

Don't be fooled!

April 10, 2019 | Posted by: Craig Nickerson

Don't be fooled by misleading offers from your bank, as despite what BMO says (for example), there is nothing SMART about a mortgage that is fully closed for the term!What does this mean? Last night I ...

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Rates are dropping!

Rates are dropping!

March 26, 2019 | Posted by: Craig Nickerson

Spring is here, and so are lower rates!   Right now our best lenders are beating each other up to offer some terrific fixed rate deals.  Even if you already have something approved with a ...

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Buying out your ex!

Buying out your ex!

January 21, 2019 | Posted by: Craig Nickerson

Did you know that in the case of a marital split, you can buy your partner off title using up to 95% of the equity in the home?In order to qualify, both parties must be on the title of the property pr ...

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Stop foreclosure!

Stop foreclosure!

January 18, 2019 | Posted by: Craig Nickerson

On the verge of foreclosure? We have an extensive network of private lenders that might be able to help!   Call (613)394-5810 or send us a message! ...

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We did it again!

We did it again!

October 19, 2018 | Posted by: Craig Nickerson

We did it again!   I am extremely proud to be named Trenton's favourite mortgage broker (for the 9th consecutive year) by readers of the Trentonian. A heartfelt thanks to all my amazing client ...

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We are open!

We are open!

October 8, 2018 | Posted by: Craig Nickerson

Jump for joy! If you want to talk mortgages even on Thanksgiving we’re available for phone consultations.  Happy Thanksgiving! ...

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Posted this APS?

Posted this APS?

May 3, 2018 | Posted by: Craig Nickerson

With interest rates trending upwards, it’s never too early you get a mortgage preapproval.      Call (613)394-5810 or send us a message.   #militarymortgageprogram #veric ...

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Fixed interest rates are going up!

Fixed interest rates are going up!

April 15, 2018 | Posted by: Craig Nickerson

Rates are on the way up!   Many of our top lenders have raised fixed rates in the last few days, but a few are still holding out. If you are buying this spring/summer and you don't have your in ...

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Expanding your comfort zone

Expanding your comfort zone

March 28, 2018 | Posted by: Craig Nickerson

In a rapidly rising real estate market, families looking to purchase a house are often pushed to the edge of their comfort zone.   Situations like these are where great advice matters.  ...

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January 2018 Quinte MLS Statistics

January 2018 Quinte MLS Statistics

February 5, 2018 | Posted by: Craig Nickerson

Yet another month that can only be described as a seller's market.    Average residential sales price for January was $305,180, up an incredible 19.3% year over year, while the total number ...

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Simpligo joins the Verico Network!

Simpligo joins the Verico Network!

January 17, 2018 | Posted by: Craig Nickerson

We are proud to announce that Simpligo Inc. is the newest member of the Verico Network!    Look for some amazing new innovations coming soon in 2018! ...

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There is no such thing as a stupid question

There is no such thing as a stupid question

November 18, 2017 | Posted by: Craig Nickerson

Informed borrowers make smart decisions.  My primary job is to make you an informed borrower.    How can I do that? By educating you about exactly what to expect at every stage of the ...

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A great success story!

A great success story!

November 10, 2017 | Posted by: Craig Nickerson

Another huge win to end the week.Received a call on October 29th at 8pm from one of my realtor partners. His client had purchased a home that was set to close on November 1st but there was an issue wi ...

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Upcoming qualifying rate change!

Upcoming qualifying rate change!

October 27, 2017 | Posted by: Craig Nickerson

Effective the week of October 30, 2017, the Bank of Canada is changing it's 5 year benchmark qualifying rate to 4.99%.   Not a huge change, but it will reduce the puchasing power of high rat ...

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A big thank you to all my customers!

A big thank you to all my customers!

October 13, 2017 | Posted by: Craig Nickerson

For the 8th consecutive year I am humbled to have been voted Quinte West's favourite mortgage broker by readers of the Trentonian.   However, I am more thrilled with being named Quinte West' ...

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Bank of Canada Qualifying Rate Change

Bank of Canada Qualifying Rate Change

October 2, 2017 | Posted by: Craig Nickerson

Effective the week of October 2, 2017, the Bank of Canada qualiying rate has increased by 5bps to 4.89%.      The 5-year benchmark qualifying rate published by the BoC was put into le ...

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Modernizing the relocation services model!

Modernizing the relocation services model!

September 29, 2017 | Posted by: Craig Nickerson

Some long overdue changes in the relocation program that helps address some of the concerns I have heard from many families over the years.   Please follow the link to read more.    ...

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There is more to a mortgage than just rate

There is more to a mortgage than just rate

September 12, 2017 | Posted by: Craig Nickerson

When scanning through the myriad of mortgage advertisements online, it can be quite a daunting task to figure out who to call to discuss mortgages.   Most brokers or agents all seem to promise th ...

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Today is a great day to save money on a mortgage

Today is a great day to save money on a mortgage

August 30, 2017 | Posted by: Craig Nickerson

Flash sale: 5 year fixed rate mortgages 2.79%.   Valid for high-ratio insured purchases only closing prior to October 31st.   Call (613)394-5810 before these great rates disappear ...

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March 2017 Quinte MLS statistics

March 2017 Quinte MLS statistics

April 6, 2017 | Posted by: Craig Nickerson

If these latest stats don't point to a bubble, I really don't know what else would:   Average Residential Sold for March 2017          $308,324 Average Residential Sol ...

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Increase your cash flow!

Increase your cash flow!

March 29, 2017 | Posted by: Craig Nickerson

Looking to refinance to pay credit card bills, complete home renovations or pay your income taxes? With the recent run up in property values locally, you may have more options than you think.This week ...

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A tip to help you during hot real estate market

A tip to help you during hot real estate market

March 1, 2017 | Posted by: Craig Nickerson

The madness of the GTA real estate market has finally hit the Quinte area (Belleville/Trenton).   Buyers, having been priced out of the outer rings of the GTA (Oshawa, Clarington, Cobourg) buyers ...

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Quinte MLS statistics December 2016

Quinte MLS statistics December 2016

January 13, 2017 | Posted by: Craig Nickerson

On the residential side, number of listings are down and prices are up.   For properties at the lower end of the market (under $250K), there has been competing offers on almost every new listing ...

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Private money available!

Private money available!

January 9, 2017 | Posted by: Craig Nickerson

Behind on your property or income taxes?  Short term credit blemish due to divorce or job loss?   Verifiable income too low for institutional lenders?   We have LOTS of local (private ...

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An easy to read summary of the mortgage rule changes

An easy to read summary of the mortgage rule changes

October 6, 2016 | Posted by: Craig Nickerson

The Department of Finance threw a major wrench in the gears on October 3rd by making huge material changes to the way that many borrowers get qualified.   Here's a summary of an easy to read rund ...

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Thank you Quinte West!

Thank you Quinte West!

October 5, 2016 | Posted by: Craig Nickerson

For the 7th consecutive year, I am humbled to have been named Trenton's favourite mortgage by readers of the Trentonian.    A far greater honour, however, is being named Trenton's favourite ...

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Big changes in Canadian Mortgage Regulations

Big changes in Canadian Mortgage Regulations

October 5, 2016 | Posted by: Craig Nickerson

This is important news for all members of the military and is well worth reading the entire article. http://www.verico.ca/michael_campbell_insuredmortgages/ Currently all lenders in Canada are allow ...

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Reverse mortgages

Reverse mortgages

August 24, 2016 | Posted by: Craig Nickerson

We do reverse mortgages!  Compared to when they first hit the market years ago, the product offerings are now extremely competitve and would make a reasonable addition to your retirement income s ...

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5 year fixed rate mortgages - 2.34%

5 year fixed rate mortgages - 2.34%

August 22, 2016 | Posted by: Craig Nickerson

5 year fixed rate mortgages at 2.34% for new deals closing before the end of September.   This is a full feature mortgage with good prepayment and portability options.   Wow! #lowratemortga ...

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Thank you Trenton!

Thank you Trenton!

December 1, 2015 | Posted by: Craig Nickerson

For 2015, I am happy to announce that I have been named Trenton's favourite financial planner and Trenton's favourite mortgage broker in the Reader's Choice awards sponsored by the local newspaper. &n ...

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September 2015 Quinte MLS Statistics

September 2015 Quinte MLS Statistics

October 19, 2015 | Posted by: Craig Nickerson

With year over year prices up nearly 10%, September was another strong month for the local real estate market.   With temperatures dropping quickly, however, expect the usual seasonal slowdown to ...

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May 2015 Quinte MLS statistics

May 2015 Quinte MLS statistics

June 30, 2015 | Posted by: Craig Nickerson

The real estate market in the Quinte region has enjoyed a very strong spring so far.   Prices are up, and good homes in the Trenton market have been selling shortly after the sign has hit the law ...

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January 2015 Quinte MLS statistics

January 2015 Quinte MLS statistics

February 12, 2015 | Posted by: Craig Nickerson

Once again in January the lower priced homes seem to be moving well, likely as a result of recent interest rate drops.    In speaking with many Realtor colleagues in the Trenton area, there ...

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December 2014 Real Estate Statistics from Quinte MLS Board

December 2014 Real Estate Statistics from Quinte MLS Board

February 9, 2015 | Posted by: Craig Nickerson

December_2014_Quinte_MLS_statistics.pdf Stats are a little deceptive, as the increase in the price of new homes seems to continue to distort the average a little bit.    With the real esta ...

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Proud supporter of the Trenton Military Family Resource Centre

Proud supporter of the Trenton Military Family Resource Centre

January 21, 2015 | Posted by: Craig Nickerson

  #trentonmfrc #trentonmortgages ...

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Prime rate drop!

Prime rate drop!

January 21, 2015 | Posted by: Craig Nickerson

In a bit of a surprise move, the Bank of Canada dropped the prime rate by 0.25% to 0.75% today.    When combined with some aggressive variable rate pricing now available in the marketplace, ...

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Re-licensing time!

Re-licensing time!

April 2, 2014 | Posted by: Craig Nickerson

The rites of spring - snow finally melting, the birds returning, and renewing your license to trade in mortgages through FSCO, the Financial Services Commission in Ontario.. Required every 2 years, m ...

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CMHC Increases Mortgage Premiums

CMHC Increases Mortgage Premiums

February 28, 2014 | Posted by: Craig Nickerson

http://www.cmhc.ca/en/corp/nero/nere/2014/2014-02-28-1100.cfm The news release really speaks for itself.   Pretty tough to justify a premium increase as anything other than another form of taxat ...

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Last chance for less than 3% on a 5 year fixed rate

Last chance for less than 3% on a 5 year fixed rate

June 11, 2013 | Posted by: Craig Nickerson

Rates are going up again.   If you are looking to buy, refinance or renew in the next 120 days, June 11th might be your last chance to lock in a 5 year interest rate of less than 3%.     ...

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Thank you Trenton

Thank you Trenton

December 21, 2012 | Posted by: Craig Nickerson

Thanks again to all of my clients, colleagues and business partners for a tremendous 2012.   I truly value your business, and look forward to working with many of you again in the new year. I am ...

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Welcome

Welcome

January 24, 2012 | Posted by: Roar Solutions

Welcome to my new Website. I hope you find the information interesting. Should you have any questions, please feel free to contact me. ...

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