Trenton Ontario Mortgage Rates
There is much more to a mortgage than just rate. What are your prepayment options? What are the penalties if I need to refinance or sell my home before my term is up? Is the mortgage portable or assumable? With literally thousands of options available between the different banks, trust companies and mortgage firms within Canada, I can help find you the best combination of rates and terms for your own unique set of circumstances.
Current Quinte West Ontario Mortgage Rates - Last updated March 15, 2026
Given the recent spike in oil prices due to the Iran conflict, bond yields (which drive fixed rates) have spiked. If you are purchasing, renewing, or refinaning in the next 4 months, our best advicce it to lock in now just in case! If there is downward movement on fixed rates should the conflict get resolved, and rates drop before your closing date, you'll automatically get the benefit of any downward shift! If they increase, you're capped at what we can offer today!
We offer 120 day rate guarantees and can give you professional, unbiased advice on the proper term strategy. Given the uncertainty in the marketplace, it pays to talk to a professional now more than ever! Compare our rates to what the banks are offering. Verico Simpligo Mortgages will make sure you are getting the lowest available mortgage rates in Trenton, Belleville, Quinte West, or anywhere else in Ontario. Make sure you are getting the most mortgage for the money. Call today!
Bank of Canada Qualifying Rate for high ratio mortgages: 5.25% or 2% over the rate of the contract (whichever is greater)
Due to fluctuating financial markets (and recent changes in government regulations), mortgage rates change often! Contact us today to receive current rates and a complimentary in-depth quote and overview of current market conditions affecting the mortgage market.
Bank Rates |
Term |
OUR RATES |
| 4.29 % | 3 year fixed (insured) | 3.99 % |
| 4.59 % | 5 year fixed (insured) | 3.99 % |
| 4.45 % | 5 year variable (insured) | 3.55 % |
What's Next
Craig Nickerson, B. Comm
Mortgage Broker
Free Mortgage Evaluation
Latest News
Customer Reviews
Absolutely Awesome! I'm astonished! Craig pulled our deal out of the fire and saved us from a potential lawsuit!! My fiancé and i were having problems with our other broker that had two months and failed us, Craig had us in our home in just 12 days with 'we can do this' positive attitude! I would definitely recommend Vercio Simpligo Mortgages to anyone who needs someone who's dedicated and gets the job done fast and thoroughly. Craig ... you sir are AMAZING !
Nick D
Craig Nickerson is an excellent mortgage broker. His breadth of knowledge and calm demeanor helped make the process a little less intimidating for this first time home buyer. I really appreciated his flexibility when scheduling appointments, as well as his willingness to answer my many questions. If you are looking for a broker, look no further!
Leah T
Craig is without a doubt the go-to man in this area for mortgages. Throughout the entire process he went above and beyond for my wife and I to ensure we landed the deal we wanted. My previous broker had a few failed attempts, but Craig was able to overcome any obstacle with ease and always made us feel comfortable and secure in our decision making. He is extremely efficient and truly wants the best for his clients! Thank you so much for all your hard work Craig!
Allen M
Craig spent many hours looking for the best options to our very complicated move from Winnipeg (bridge financing, delayed closing dates...). He left no stone unturned trying to get us the best deal possible. Additionally, his vast experience with Military moves was very helpful when it came to making decisions about our benefits. Thanks for all your hard work Craig. So glad we have you to rely upon.
Frances B
I truly cannot believe what Craig was able to do for me. Only 14 days away from closing, my financing fell threw. My previous broker was at a loss and really could careless that I was on the verge of being sued. I was introduced to Craig through my real estate agent who spoke very highly of him. In only days Craig accomplished more than previous broker had in months and not only did he save the day, he managed to blow my previously approved rate out of the water. I cannot thank you enough Craig! You seriously are amazing at what you do. THANK YOU
Devone L.
Thank you so much Craig! I will definitely recommend you to people as my experience has been fantastic! Thanks again for all your help!
Rachel J.
Craig: Thank you for helping us orchestrate all the monies needed to purchase our home! What a blessing you are to people! Keep up the good work! We appreciate your time and help! Thank you again!
Brian and Carmen C.
Thanks so much! You have been a godsend for us. You have walked us through a very busy and challenging stage of life. Hope I haven't drive you too crazy LOL. Appreciated more than you know
Sherry and Neil D.
Craig, Thank you for all your hard work in helping me with my mortgage. I look forward to working with you in the future. Take Care! Jennifer
Jennifer T.