Latest Lending Rates

Contact me today to receive current rates and a complimentary in-depth quote and overview of current market conditions affecting your local mortgage market.

NOTE: rates are subject to change without notice

Trenton Ontario Mortgage Rates

There is much more to a mortgage than just rate. What are your prepayment options? What are the penalties if I need to refinance or sell my home before my term is up? Is the mortgage portable or assumable? With literally thousands of options available between the different banks, trust companies and mortgage firms within Canada, I can help find you the best combination of rates and terms for your own unique set of circumstances.

Current Quinte West Ontario Mortgage Rates - Last updated April 22, 2026

Given the recent spike in oil prices due to the Iran conflict, bond yields (which drive fixed rates) have spiked. If you are purchasing, renewing, or refinaning in the next 4 months, our best advicce it to lock in now just in case! If there is downward movement on fixed rates should the conflict get resolved, and rates drop before your closing date, you'll automatically get the benefit of any downward shift! If they increase, you're capped at what we can offer today!

We offer 120 day rate guarantees and can give you professional, unbiased advice on the proper term strategy. Given the uncertainty in the marketplace, it pays to talk to a professional now more than ever! Compare our rates to what the banks are offering. Verico Simpligo Mortgages will make sure you are getting the lowest available mortgage rates in Trenton, Belleville, Quinte West, or anywhere else in Ontario. Make sure you are getting the most mortgage for the money. Call today!

Bank of Canada Qualifying Rate for high ratio mortgages: 5.25% or 2% over the rate of the contract (whichever is greater)

Due to fluctuating financial markets (and recent changes in government regulations), mortgage rates change often! Contact us today to receive current rates and a complimentary in-depth quote and overview of current market conditions affecting the mortgage market.