Posted in When scanning through the myriad of mortgage advertisements online, it can be quite a daunting task to figure out who to call to discuss mortgages. Most brokers or agents all seem to promise the same things - great rates, access to multiple lenders, quick turnaround.....so how are you supposed to make an informed decision as a consumer?
Experience
Many of the so called mortgage specialists have been in the business for less than 2 years. Without an extensive network of contacts to access hard to reach lenders or creative sources of private funding, you might be putting yourself at risk of not getting approved or paying more than you should With over 22 years of experience, I haev helped literally thousands of families (just like yours) successfully find money to either purchase, renew or refinance.
Education
Mortgage brokerage as a second career also seems to have taken off while the real estate market has remaining frothy over the last several years. Some local brokers are retired military, former insurance agents, or even managers of dental offices. The common thread? No business or financial planning education.
Backed by a honours degree in business from Queen's University, i hold several financial planning designations and have been recognized as both Trenton's favourite Mortgage Broker and Financial Planner by the Trentonian in the most recent Reader's Choice Awards (2016)
Volume
Yes, size does matter! For many broker centric lenders, brokers get access to preferred rates depending on the volume of business they bring in a certain year. By dealing wiht a mortgage specialist that does $20M+ in business annually vs. an agent that closes only a few deals a month, you will get access to better rates.
If you are thinking about buying or refinancing, I would appreciate the opportunity to earn your mortgage business!
#lowmortgagerates #professionalmortgageadvice #trentonmortgages
