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Some things never change

Some things never change

April 22, 2026 | Posted by: Craig Nickerson

???? Some Things Never Change. This little guy had no idea he'd spend his career helping Canadians get the keys to their first home. But here we are. Homeownership has always meant something to me & ...

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Reverse mortgage myth debunked!

Reverse mortgage myth debunked!

March 15, 2026 | Posted by: Craig Nickerson

🏠 Reverse Mortgage Myth Busted — You Don't Need to Be Mortgage-Free   If you've ever thought 'I still have a mortgage, so a reverse mortgage isn't for me' — you're not alone. ...

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Protect yourself against rising interest rates

Protect yourself against rising interest rates

March 6, 2026 | Posted by: Craig Nickerson

🏡 Your mortgage renewal is coming. Rates are not going down.   With the Iran conflict pushing oil prices higher and Canadian bond yields on the rise, fixed mortgage rates are headed in o ...

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Purchase from a family member with no down payment

Purchase from a family member with no down payment

February 16, 2026 | Posted by: Craig Nickerson

Using gifted equity for the purchase of a family home Looking to buy a home from a family member, but don't have the $ saved for a down payment?  Did you know that If the home owner ...

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Posted in 2026?

Posted in 2026?

February 16, 2026 | Posted by: Craig Nickerson

Posted in 2026? We've helped literally thousands of families purchase, refinance, or port their mortgages when transferring with the Canadian Armed Forces.   You do have options other than BMO! ...

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Open your FHSA before the end of 2025!!

Open your FHSA before the end of 2025!!

December 17, 2025 | Posted by: Craig Nickerson

Did you know...that FHSA contribution room can be carried over? If you are looking at jumping into the housing market over the next few years, you should open an account before the end of 2025 even if ...

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How does the prime rate cut impact my mortgage?

How does the prime rate cut impact my mortgage?

October 29, 2025 | Posted by: Craig Nickerson

Another Prime Rate Cut! This morning the Bank of Canada dropped the overnight rate by 0.25%, which lowers the lending prime rate used by banks and mortgage lenders to 4.45%. How does this impact me? ...

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Debt is debt!

Debt is debt!

October 27, 2025 | Posted by: Craig Nickerson

Inflation has got the better of a lot of Canadian families over the last 5 years. Compound this with the fact your mortgage is likely renewing at a rate that is significantly higher than you had duing ...

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Insured mortgage rates have dropped below 4%!

Insured mortgage rates have dropped below 4%!

March 22, 2025 | Posted by: Craig Nickerson

For the first time since mid 2022, fixed interest rates for mortgages have dropped below 4%!   Are you shopping for a home and haven't updated your preapproval in a while? With rates having dro ...

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Deal of the week!

Deal of the week!

February 27, 2025 | Posted by: Craig Nickerson

Getting crushed by high credit card and loan payments?   Just yesterday we closed a mortgage restructure for a local family that had the following debt stucture prior to speaking with us: 1s ...

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