Effective October 17, 2016, mortgage rules in Canada are changing. For rental property investors, sadly this will mean higher interest rates and less choice, as many lenders will be exiting the business of financing rentals. If you are a property investor looking to continue to expand your portfolio, I have great relationships wtih most of the lenders that are still eager to help you out (even if the property is held inside a corporation).
Investment properties are now accessible to many average Canadians.
Investment properties - particularly smaller, residential real estate - are now accessible to many average Canadians. And as any homeowner will confirm, real estate has been one of the most attractive investment categories in Canada for the past decade. If you're considering an investment in real estate, start by having a conversation with an experienced Mortgage Broker, to explore some of the innovative new options and great rates available today.
Vacation Homes
There are many Canadians jumping at the chance to own a recreational property. The aging baby boomer population is flush with capital and an insatiable desire for a waterfront or other recreational property. And with the advent of better roads, Internet and telephone service, satellite service, and winterization expertise, people are realizing that vacation properties can make ideal retirement homes. No longer just perceived as a welcome retreat from the city, a second home is now viewed as a solid financial investment with the added value of a potential retirement property.
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Craig Nickerson, B. Comm
Mortgage Broker
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Customer Reviews
Absolutely Awesome! I'm astonished! Craig pulled our deal out of the fire and saved us from a potential lawsuit!! My fiancé and i were having problems with our other broker that had two months and failed us, Craig had us in our home in just 12 days with 'we can do this' positive attitude! I would definitely recommend Vercio Simpligo Mortgages to anyone who needs someone who's dedicated and gets the job done fast and thoroughly. Craig ... you sir are AMAZING !
Nick D
Craig Nickerson is an excellent mortgage broker. His breadth of knowledge and calm demeanor helped make the process a little less intimidating for this first time home buyer. I really appreciated his flexibility when scheduling appointments, as well as his willingness to answer my many questions. If you are looking for a broker, look no further!
Leah T
Craig is without a doubt the go-to man in this area for mortgages. Throughout the entire process he went above and beyond for my wife and I to ensure we landed the deal we wanted. My previous broker had a few failed attempts, but Craig was able to overcome any obstacle with ease and always made us feel comfortable and secure in our decision making. He is extremely efficient and truly wants the best for his clients! Thank you so much for all your hard work Craig!
Allen M
Craig spent many hours looking for the best options to our very complicated move from Winnipeg (bridge financing, delayed closing dates...). He left no stone unturned trying to get us the best deal possible. Additionally, his vast experience with Military moves was very helpful when it came to making decisions about our benefits. Thanks for all your hard work Craig. So glad we have you to rely upon.
Frances B
I truly cannot believe what Craig was able to do for me. Only 14 days away from closing, my financing fell threw. My previous broker was at a loss and really could careless that I was on the verge of being sued. I was introduced to Craig through my real estate agent who spoke very highly of him. In only days Craig accomplished more than previous broker had in months and not only did he save the day, he managed to blow my previously approved rate out of the water. I cannot thank you enough Craig! You seriously are amazing at what you do. THANK YOU
Devone L.
Thank you so much Craig! I will definitely recommend you to people as my experience has been fantastic! Thanks again for all your help!
Rachel J.
Craig: Thank you for helping us orchestrate all the monies needed to purchase our home! What a blessing you are to people! Keep up the good work! We appreciate your time and help! Thank you again!
Brian and Carmen C.
Thanks so much! You have been a godsend for us. You have walked us through a very busy and challenging stage of life. Hope I haven't drive you too crazy LOL. Appreciated more than you know
Sherry and Neil D.
Craig, Thank you for all your hard work in helping me with my mortgage. I look forward to working with you in the future. Take Care! Jennifer
Jennifer T.