Recent changes to mortgage regulations in Canada (effective October 17th) MAY IMPACT your ability to refinance your existing mortgage (depending on the lender). As a mortgage broker, I can help you navigate through the universe of lenders to find the best set of rates and terms for your situation. Our advice is free! Even if we didn't arrange your original mortgage, we may be able to offer more attractive solutions that your current bank or broker. Call (613)394-5810 for your free consultation!
Use Your Home Equity to Reduce Credit Card Debt
Given the dramatic increase in real estate values over the last few years, many smart borrowers are now using their equity to help consolidate higher interest debt. Why pay high interest rates on your bank's credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! One important part of a strategy is knowing "good debt" from "bad debt". A well-planned mortgage can help you turn those bad debts into good debts and get them out of the way.
1. Consolidate high interest rate credit cards, credit lines and vehicle loans to one lower rate.
2. Save money and increase cash flow.
3. Reduce stress knowing that your financial situation is now manageable.
If you'd like to have a conversation about refinancing your debt, give us a call today to review your options. It's time to beat the banks!
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Craig Nickerson, B. Comm
Mortgage Broker
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Customer Reviews
Absolutely Awesome! I'm astonished! Craig pulled our deal out of the fire and saved us from a potential lawsuit!! My fiancé and i were having problems with our other broker that had two months and failed us, Craig had us in our home in just 12 days with 'we can do this' positive attitude! I would definitely recommend Vercio Simpligo Mortgages to anyone who needs someone who's dedicated and gets the job done fast and thoroughly. Craig ... you sir are AMAZING !
Nick D
Craig Nickerson is an excellent mortgage broker. His breadth of knowledge and calm demeanor helped make the process a little less intimidating for this first time home buyer. I really appreciated his flexibility when scheduling appointments, as well as his willingness to answer my many questions. If you are looking for a broker, look no further!
Leah T
Craig is without a doubt the go-to man in this area for mortgages. Throughout the entire process he went above and beyond for my wife and I to ensure we landed the deal we wanted. My previous broker had a few failed attempts, but Craig was able to overcome any obstacle with ease and always made us feel comfortable and secure in our decision making. He is extremely efficient and truly wants the best for his clients! Thank you so much for all your hard work Craig!
Allen M
Craig spent many hours looking for the best options to our very complicated move from Winnipeg (bridge financing, delayed closing dates...). He left no stone unturned trying to get us the best deal possible. Additionally, his vast experience with Military moves was very helpful when it came to making decisions about our benefits. Thanks for all your hard work Craig. So glad we have you to rely upon.
Frances B
I truly cannot believe what Craig was able to do for me. Only 14 days away from closing, my financing fell threw. My previous broker was at a loss and really could careless that I was on the verge of being sued. I was introduced to Craig through my real estate agent who spoke very highly of him. In only days Craig accomplished more than previous broker had in months and not only did he save the day, he managed to blow my previously approved rate out of the water. I cannot thank you enough Craig! You seriously are amazing at what you do. THANK YOU
Devone L.
Thank you so much Craig! I will definitely recommend you to people as my experience has been fantastic! Thanks again for all your help!
Rachel J.
Craig: Thank you for helping us orchestrate all the monies needed to purchase our home! What a blessing you are to people! Keep up the good work! We appreciate your time and help! Thank you again!
Brian and Carmen C.
Thanks so much! You have been a godsend for us. You have walked us through a very busy and challenging stage of life. Hope I haven't drive you too crazy LOL. Appreciated more than you know
Sherry and Neil D.
Craig, Thank you for all your hard work in helping me with my mortgage. I look forward to working with you in the future. Take Care! Jennifer
Jennifer T.